Named drivers are the people you have declared on your car insurance policy who are licensed to drive your car and be covered by your insurance. Having fewer named drivers on your policy will help you to save costs as your premiums will be lower. Consider carefully whether or not it is necessary for you to declare named drivers on your policy. If you are only including somebody's name 'just in case' then it is probably not worth your expenses including them on your policy- perhaps you should keep your car to yourself! If you are in doubt then speak to your car insurance company and ask about price differences relating to additional drivers on your policy.

Read about factors that can affect your quotation and ways you can lower your car insurance costs here.